Learn The Five Secrets Debt Buyers Don’t Want You To Know When They Sue You In Alabama!
Have You Been Sued By A Debt Buyer?
Most importantly understand this – you can survive this. Sometimes you can come out of this lawsuit better than you started.
The most important thing is to “keep your head” and make wise decisions based upon solid information.
That’s what this website and our free report on the “Five Secrets Debt Buyers Don’t Want You To Know About When They Sue You” will do for you – help you to gain solid information so you can make the proper decisions on the lawsuit against you.
We (John Watts and Stan Herring) each run our own Alabama lawfirms that are dedicated to representing consumers and this includes consumers who have been sued by debt buyers.
If you would like the free report for Alabama consumers who have been sued, just enter your name, email, and tell us what state you live in.
Let’s talk first about what we feel when a debt buyer sues us – it can be any number of things but the most common feelings are:
- Fear
- Anger
- Confusion
- Disbelief
- Worry
Let’s admit these feelings and then figure out how to deal with them by learning and applying the secrets that these debt buyers hope you never learn.
FEAR
This is a natural feeling as no one wants to be sued. (Trust us – when we sue the debt buyers, they feel it also!)
There are several reasons.
First, we don’t know what will happen when we are sued. For most of our clients this is their first experience with a lawsuit. Can my house be taken? Can my car? Can I go to jail? Will my wages be garnished? Will my bank account be wiped out?
Second, we may know that our wages can be garnished and that a judgment may stay on our credit report for years and years. Our homes can be sold at a sheriff’s sale to pay off the judgment. So it is not just fear of the unkown – it is fear of the known. A lawsuit against us is a dangerous thing.
The way to ease our fear is to learn the secrets in our free report. This will give you knowledge so you won’t have the fear of the unkown. And once you have the knowledge, this report will give you the ability to make informed decisions to give you the best chance of being successful and avoiding the known dangers. Fill out the form below and we will email you our free report!
ANGER
This is also natural to feel as you are being sued by someone who you never did business with and often times does not even own the debt that you supposedly owe. So if you are feeling anger, that is fine. As long as you do something with that anger.
Here’s what we mean – often people are angry and simply do nothing with that anger other than saying “I won’t do anything!”. Don’t fall for this trap. The debt buyers want you to be angry as long as you do nothing and they can get a default judgment! Don’t give them that power over you!
Take that anger and channel into taking immediate action. By coming to this site you are already taking a critically important step. You came here because you want more knowledge about how to defend yourself (whether you represent yourself or you hire a lawyer). Take the energy from your anger and commit to learning more about what a debt buyer lawsuit is and what are the vulnerabilities of these debt buyers who sue. Take the action now of filling out this simple form below so you can get our free report which will help you know how to fight back against these debt buyers who are suing you.
CONFUSION
It also is natural to feel confusion as most consumers who are sued by some debt buyer have no idea who is suing them or why they are being sued. Not being able to find out legitimate and helpful information just adds to the confusion.
Should you answer the lawsuit? Send a validation letter you got off the internet? Countersue the debt buyer? Sue the collection lawyer?
There is so much contradictory information out there it is quite understandable to feel confusion. But the best solution to cure confusion for any of us is to gain knowlege.
Its like the first time you drive somewhere – particularly in the dark – it is sometimes confusing. Did I make a right turn when I was supposed to make a left? Thankfully we have google maps and GPS systems to help guide us. Because with the proper guidance or road map we can feel more confident and less confused. That’s the purpose of our free report – to give you a road map of where to go. Of course it doesn’t contain all of the answers and we cannot give you legal advice through it but our hope is that it will help you to understand your options and remove any confusion you may be feeling.
Disbelief
Disbelief that this is happening to me. Ever have a bad dream and you are so thankful to wake up and realize you were just dreaming.
Sometimes when bad stuff happens to us we wish it wasn’t true – this is a natural feeling as long as we don’t become frozen into inaction.
Debt buyers love when you don’t take any action because you are in a state of disbelief. But remember this – the best way to get “unstuck” and to avoid this danger is to take some action. Even if it is just a small action. Call the court and find out how long you have to file an answer. Call your family’s attorney to see what advice they will give you. Or simply fill out the form below and we will automatically send you our free report. This will help you to gain some momentum to make sure you do not stay stuck – instead stay moving, stay in a state where you are taking action.
WORRY
Let me say it this way – if you have been sued by a debt buyer and you are not worried – there is something wrong! You can lose your house in a sheriff’s sale. Your wages and bank accounts can be garnished. Your credit report can be damaged for years by a judgment. Since you face serious consequences if you lose the suit, it is natural to feel aprehensive or anxious or worried. Again, though, the key is let that emotion provide the drive and the fuel to get you to take action. The best solution for solving worry is to get up and take action and most of the time when we do that we realize things are not as bad as we imagined them to be. Why not take some action and imagine how good things can be.
Worry is simply using our imagination to create a movie in our heads about the bad things that might happen. Again this is ok if we use this as motivation to take action. But we can use our imagination for good things.
Imagine, for just a moment, that you have won your case. There is no judgment. There is no garnishment. Your house and cars haven’t been sold to pay for the judgment. The debt buyer and the credit reporting agencies (Equifax, Experian, Innovis, and Trans Union) will have to take this false account off of your credit reports. You have forever put this account with this debt buyer behind you. How good does that feel?
Now, no one knows which way your case will turn out. But if you are going to use your imagination, why not imagine good things at least as much as the bad things? The key to which future will become true is for you to arm yourself with knowledge and then take right steps to protect yourself and your family.
While requesting this report is only a small step, it is a step in the right direction. Take advantage of this opportunity and start to ease the worries from your mind.
FINAL THOUGHTS – WHAT ACTION WILL YOU TAKE?
At this point there is nothing you can do about whether you want to be sued by a debt buyer – you already have been sued. Being upset or worried is not going to change that. But you do have absolute control over what you will do next. Will you do nothing and allow a default judgment to happen?
Take action now. If you would like to talk to us, call us at 205-879-2447 or fill out our contact form below.
We will be adding videos to this site but for now here is a video where we discuss the fatal mistake of not answering a complaint and allowing a default judgment to occur – don’t allow this to happen:
Sincerely,
John Watts and Stan Herring
Watts Law Group, PC M. Stan Herring, PC 301 19th Street North Birmingham, Alabama 35203 205-879-2447 (Watts Law Group, PC) 205-714-4443 (M. Stan Herring, PC)Required Alabama Bar Disclaimer – “No representation is made that the quality of legal services to be performed is is greater than the quality of legal services performed by other lawyers.”